This Master Enrollment, Training & Participation Agreement (the "Agreement") is entered into between Skyfall Intelligence Agency Inc. ("Skyfall") and the participant identified in the form below ("Participant"). It takes effect on the date Participant electronically signs it.

1. Important Notice to Participant

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE SIGNING OR PURCHASING THE PROGRAM. It contains important provisions concerning the nature of the Skyfall Operator Program; total purchase price; cancellation and refund rights; third-party financing; the absence of guaranteed earnings or employment; Participant responsibilities; intellectual property and confidentiality; dispute resolution; and other legal rights and obligations.

Participant should not sign unless Participant has read this Agreement, understands it, and agrees to its terms. Nothing here is intended to waive or restrict any right that cannot lawfully be waived under applicable consumer-protection law.

2. Program Purchased

Participant is purchasing enrollment and access to the Skyfall Operator Program (the “Program”), an education, training, coaching, skills-development, and practical sales-development program covering subjects that may include sales fundamentals, prospecting, appointment setting and closing; business-to-business and high-ticket sales; objection handling; lead generation, CRM and sales operations; professional development and leadership; practical or supervised live sales activities; and other related training determined by Skyfall.

Program components, instructors, platforms, schedules, exercises, training methods, software, client campaigns, offers, and curriculum may reasonably change as Skyfall develops the Program. A reasonable modification does not by itself constitute failure to provide the Program.

3. Education Program — Not Purchase of Employment

Participant is purchasing education and training. Enrollment does not constitute the purchase of employment, a job, guaranteed contractor work, guaranteed clients, guaranteed sales opportunities, guaranteed leads, guaranteed appointments, guaranteed commissions, guaranteed placement, guaranteed promotion, guaranteed business ownership, or guaranteed income.

Nothing in this Agreement creates an employer-employee relationship, partnership, agency relationship, or joint venture. Any subsequent opportunity to perform compensated services for Skyfall, an affiliate, or a client is separate from the purchase of the Program and may require a separate contractor, commission, employment, confidentiality, or services agreement. Future opportunities, contracts, referrals, and leadership positions are evaluated separately and are not guaranteed.

4. No Guarantee of Results or Earnings

SKYFALL DOES NOT GUARANTEE ANY PARTICULAR FINANCIAL, CAREER, BUSINESS, EMPLOYMENT, SALES, COMMISSION, OR OTHER RESULT. Individual results vary substantially and may depend on effort, attendance, skill, communication ability, experience, market conditions, available opportunities, implementation, sales activity, customer demand, consistency, and circumstances outside Skyfall’s control.

Skyfall does not guarantee employment, job placement, income, earnings, commissions, certifications, business success, or client acquisition. Testimonials, case studies, sales figures, and income examples concerning other individuals are not guarantees that Participant will obtain a similar result. Participant should not enroll on the assumption that Participant will earn enough money to pay for the Program.

5. Purchase Price

The standard Program purchase price is nine thousand US dollars (US$9,000). Skyfall may authorize promotional or discretionary discounts; an authorized discount does not alter any other provision of this Agreement. The final purchase price shown at checkout is the purchase price of the Program, regardless of whether Participant pays immediately or uses financing.

6. Third-Party Financing

Participant may have the option to apply for third-party financing, including Shop Pay Installments powered by Affirm or another independent provider. Financing is not provided by Skyfall. Skyfall does not make the credit decision, does not determine Participant’s APR or financing term, does not guarantee approval or a particular monthly payment or down payment, and does not control the provider’s underwriting criteria. The provider independently determines eligibility, loan amount, APR, term, and payment schedule.

7. Financing Agreement Is Separate

If Participant finances the Program, Participant enters into a separate agreement with the financing provider. This Agreement governs the purchase of and participation in the Program; the financing agreement governs Participant’s financing obligations. Skyfall is not Participant’s lender and does not provide legal or financial advice regarding financing.

8. Cancellation and Refund Policy

One (1) day voluntary cancellation period. Unless a longer period is required by applicable law, Skyfall voluntarily permits Participant to submit a written request to cancel enrollment within one (1) calendar day after purchase, delivered to support@skyfallintelligenceagency.com and identifying Participant and the purchase.

After the cancellation period, the purchase is final and non-refundable, except: (1) where Skyfall expressly agrees otherwise in writing; (2) where Skyfall materially fails to provide the Program and fails to cure within a reasonable period after written notice; or (3) where a refund, cancellation, rescission, or other remedy is required by applicable law. A decision not to attend, participate, complete training, use materials, or pursue opportunities does not by itself create a right to a refund, including for partially completed training, missed coaching calls, unused community access, inactivity, or failure to achieve a desired outcome.

Early exit option — Skyfall-billed instalment arrangements only. Where Skyfall is billing Participant directly under an instalment arrangement, Participant may after the cancellation period end enrollment early by written notice to support@skyfallintelligenceagency.com and payment of an early-exit fee of two thousand five hundred US dollars (US$2,500). On receipt, Participant is released from all remaining instalments payable to Skyfall under that arrangement; amounts already paid remain non-refundable except as required by law, and access ends at the close of the current billing period. This applies only where instalments remain payable to Skyfall. It does not apply to Participants who paid in full or financed through a third party, and does not reduce or discharge any obligation to a financing provider.

Mandatory consumer rights. NOTHING IN THIS AGREEMENT LIMITS ANY CANCELLATION, REFUND, RESCISSION, WARRANTY, OR OTHER CONSUMER RIGHT THAT CANNOT LAWFULLY BE WAIVED. If applicable law provides a longer mandatory cancellation period, that period controls. Where the FTC Cooling-Off Rule or an applicable state law applies, Skyfall will provide and honor the cancellation rights and notices required by that law.

9. Financing Does Not Modify Refund Rights

Using financing does not create an additional Skyfall refund or cancellation right beyond those in this Agreement and applicable law. Conversely, nothing here modifies rights Participant may have under a separate financing agreement or applicable law. If Skyfall authorizes or is legally required to issue a refund, it will be processed through the applicable payment or financing system. Participant should not assume that stopping payments to a financing provider cancels the Program.

10. Taxes & Fees

All pricing is stated in US dollars (USD) unless otherwise specified. Participant is solely responsible for applicable taxes, duties, currency-conversion charges, bank fees, and payment-processor fees, and for reporting and remitting any taxes owed on commissions or income in Participant’s own jurisdiction.

11. Program Access and Delivery

Skyfall may deliver the Program through electronic platforms, video conferencing, community platforms, learning-management systems, recorded materials, live sessions, written materials, messaging platforms, practical exercises, or other reasonable methods. Receipt of login credentials, platform access, curriculum access, onboarding materials, or training invitations may constitute evidence that access has been delivered. Participant is responsible for suitable internet access, devices, email access, and accurate contact information.

12. Participant Responsibilities

Participant agrees to participate professionally; comply with all Program rules, policies, standards, and community guidelines and with applicable laws; treat instructors, participants, prospects, customers, clients, and staff respectfully; avoid deceptive sales practices; accurately represent products and services; protect confidential information; use Program systems only for authorized purposes; maintain account security; avoid harassment or abusive conduct; refrain from unauthorized recording or distribution of Program content; and follow reasonable operational and compliance instructions.

13. Practical Sales Activities

The Program may include practical or live sales activities. Participation may be subject to qualification requirements, performance standards, available campaigns, client demand, compliance and conduct requirements, and Skyfall’s operational needs. Access to a particular campaign, offer, prospect list, client, sales role, setter role, closer role, or leadership position is not guaranteed by enrollment.

14. Separate Commission Arrangements

If Participant becomes eligible to earn commissions or other compensation, that compensation will be governed by a separate written compensation, contractor, or commission agreement. Unless expressly stated in that separate agreement, the Program purchase does not create an entitlement to commissions.

15. No Reliance on Oral Promises

Participant has not relied upon any oral statement materially inconsistent with this Agreement, written Program disclosures, the checkout page, or the financing provider’s disclosures. Nothing in this section excuses fraud, intentional misrepresentation, or any representation that applicable law prohibits Skyfall from disclaiming. Participant should request clarification before signing if Participant believes a representative made an inconsistent statement.

16. Intellectual Property

All Program materials — training, videos, recordings, scripts, SOPs, frameworks, processes, templates, presentations, documents, worksheets, databases, sales materials, software configurations, branding, and proprietary methodologies — are owned by or licensed to Skyfall and protected by intellectual-property laws. Participant receives a limited, personal, non-exclusive, non-transferable license to use them for authorized personal training and participation, and may not reproduce, distribute, sell, sublicense, publish, upload, commercially exploit, or provide them to third parties without prior written authorization.

17. Confidentiality

Participant may receive confidential information concerning Skyfall, clients, prospects, contractors, campaigns, pricing, internal systems, operations, scripts, strategies, or customer information. Participant agrees to protect it and use it only for authorized Program purposes. This obligation survives termination or completion of the Program.

18. Non-Solicitation & Protection of Proprietary Materials

During enrollment and for twelve (12) months following completion, graduation, withdrawal, or termination, Participant will not, directly or indirectly: (a) solicit, recruit, or divert any Skyfall client, customer, team member, contractor, partner, or active prospect with whom Participant gained contact or knowledge through the Program, for the benefit of themselves or any competing person or entity; or (b) use Skyfall’s confidential information, proprietary frameworks, scripts, SOPs, methodologies, or trade secrets to compete with Skyfall or to assist any third party in doing so.

This section does not prohibit Participant from working as a sales professional, closer, setter, or operator for any company, from operating their own business, or from earning a living using general sales skills. It exists solely to protect Skyfall’s confidential materials, proprietary methods, relationships, and goodwill. If any portion is found unenforceable, it shall be modified to the minimum extent necessary and the remainder shall remain in force.

19. Privacy and Records

Skyfall may maintain reasonable business records concerning enrollment, electronic signatures, payment status, Program access, attendance, training participation, communications, customer support, sales activities, compliance, and other Program administration, handled in accordance with applicable privacy law and Skyfall’s privacy policy.

20. Recording of Training

Live training or Program sessions, including enrollment discussions, coaching sessions, training calls, workshops, and community activities, may be recorded for training, quality assurance, compliance, educational, operational, and business purposes where permitted by applicable law. Where consent is legally required, Skyfall will obtain it. Participant may not independently record sessions without authorization.

21. Payment Disputes

Nothing in this Agreement prohibits Participant from exercising any non-waivable right to dispute a transaction under applicable law or a financing agreement. Participant agrees, where practicable, to contact Skyfall about a good-faith service or billing concern so Skyfall has a reasonable opportunity to investigate and respond before a dispute is filed.

Where a chargeback or payment reversal is filed in bad faith and contrary to this Agreement, and to the extent permitted by applicable law, Skyfall may recover the reasonable costs and fees it incurs in responding, may pursue collection of amounts properly owed, and may suspend Program access. Skyfall may provide relevant transaction evidence to payment processors, financing providers, financial institutions, arbitrators, courts, or regulators in connection with a dispute.

22. Termination for Misconduct

Skyfall may suspend or terminate Program access for material misconduct, including fraud; harassment; threats; unlawful conduct; intentional misrepresentation; theft; unauthorized disclosure of confidential information; intellectual-property infringement; deliberate interference with Program operations; serious or repeated policy violations; or conduct creating a material legal, reputational, security, or safety risk. Except where immediate action is reasonably necessary, Skyfall may provide notice and a reasonable opportunity to cure. Termination for material breach does not automatically create a refund entitlement, subject always to applicable law.

23. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Program is provided on an “as available” basis, and Skyfall does not warrant that participation will produce any particular business, employment, income, sales, or career outcome. This does not exclude warranties, statutory guarantees, or consumer rights that cannot legally be excluded.

24. Limitation of Liability & Indemnification

To the maximum extent permitted by applicable law, Skyfall, its officers, employees, contractors, and affiliates will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, or for lost profits, lost income, or lost opportunities arising from participation in the Program. Skyfall’s aggregate contractual liability arising directly from the Program will not exceed the amount actually paid by Participant to Skyfall.

Participant agrees to indemnify and hold Skyfall harmless from claims, losses, or damages arising from Participant’s breach of this Agreement, misuse of Program materials, or sales activities conducted on behalf of any party. This limitation does not apply where applicable law prohibits the limitation or exclusion of liability, including for fraud, willful misconduct, gross negligence, personal injury, or mandatory consumer rights.

25. Dispute Resolution

Before commencing formal proceedings, the parties will make a reasonable good-faith attempt to resolve disputes through written notice describing the dispute, relevant facts, requested resolution, and contact information. The receiving party has thirty (30) days to respond, except where immediate proceedings are necessary to preserve a legal right or limitation period, or where either party seeks injunctive relief for misuse of intellectual property or breach of confidentiality.

For U.S. Participants, any arbitration provision must be presented separately and conspicuously and used only to the extent permitted by the law applicable to that Participant and transaction. No arbitration clause forms part of this version of the Agreement.

26. Governing Law

Subject to mandatory consumer-protection and conflict-of-law principles, this Agreement is governed by the laws of the Province of Ontario, Canada, and the federal laws of Canada applicable therein. Subject to Section 25, the courts located in Ontario, Canada will have jurisdiction and venue over any dispute not subject to arbitration. Participant retains the benefit of mandatory consumer protections that cannot lawfully be displaced by a contractual choice-of-law provision.

27. International Participants

Where Participant resides outside the jurisdiction in which Skyfall is established, nothing here is intended to deprive Participant of mandatory consumer protections under the law of Participant’s jurisdiction that cannot legally be waived. If a provision conflicts with mandatory applicable law, it will be interpreted or limited to the minimum extent necessary to comply without invalidating the remainder.

28. Language

Participant confirms understanding of the language in which this Agreement and the sales presentation were provided. Where applicable law requires documentation in another language, Skyfall will comply.

29. Electronic Communications and Signature

Participant consents to conducting this transaction electronically and to receiving agreements, notices, disclosures, receipts, and Program communications electronically to the extent permitted by applicable law. By ticking the acknowledgements below and typing their full legal name, Participant agrees that the typed name is their legal electronic signature, that they have read and understood this Agreement in its entirety, and that they intend to be legally bound by it, with the same effect as a handwritten signature. Participant will be provided an opportunity to retain a copy.

30. Assignment

Participant may not transfer or assign Program enrollment without Skyfall’s prior written consent. Skyfall may assign this Agreement in connection with a bona fide corporate reorganization, merger, acquisition, sale of substantially all relevant assets, or transfer to an affiliated entity, subject to applicable law and without materially reducing Participant’s contractual rights.

31. Force Majeure

Neither party is responsible for delay caused by events reasonably beyond its control, provided reasonable efforts are made to mitigate. This does not eliminate refund or other rights required by applicable law where services ultimately cannot be provided.

32. Severability & No Waiver

If any provision is held unlawful or unenforceable, it will be modified or severed only to the minimum extent necessary, and the remaining provisions remain effective to the extent permitted by law. A party’s failure to enforce a provision on one occasion is not a permanent waiver of that provision.

33. Entire Agreement

This Agreement, together with any documents expressly incorporated into it and any checkout terms and Program policies, constitutes the parties’ agreement concerning enrollment and supersedes all prior agreements, discussions, representations, or marketing statements on the same subject matter. No verbal promise, income claim, or representation not contained in this written Agreement is binding on Skyfall. Nothing in this section excludes liability for fraudulent or unlawful misrepresentation.

34. Electronic Transaction Evidence

Skyfall may retain evidence reasonably necessary to document the transaction, including the signed Agreement, the agreement version and content fingerprint recorded on the order, signature records, date and time, acknowledgements, checkout information, payment and financing confirmation, Program-access records, and communications. Such records may be used to establish the existence, authorization, fulfillment, and terms of the transaction.